If you’re craving a moist, flavorful treat that’s bursting with comfort and just a hint of sweetness, this Chocolate Chip Banana Muffins Recipe is exactly what you need. These muffins bring together the natural sweetness of ripe bananas, the warmth of cinnamon, and the irresistible pockets of melty chocolate chips in every bite. Perfect for breakfast, an afternoon pick-me-up, or a snack to share with friends, this recipe makes a dozen muffins that are tender, satisfying, and packed with wholesome goodness. Trust me, once you try this Chocolate Chip Banana Muffins Recipe, it’ll become a beloved staple in your baking rotation.

Ingredients You’ll Need
To whip up these delicious muffins, you only need a handful of pantry basics and fresh bananas, each playing a key role in building the muffins’ amazing flavor and texture. From the wholesome whole wheat flour adding subtle nuttiness to the Greek yogurt ensuring moistness, every ingredient is essential for that perfect balance of taste and tenderness.
- 1 cup whole wheat flour: Adds a nutty depth and wonderful texture to your muffins.
- 1 cup all-purpose flour: Gives structure and lightness, balancing the whole wheat flour perfectly.
- 2 teaspoons cinnamon: A warm spice that enhances the bananas and chocolate chips beautifully.
- 1.5 teaspoons baking powder: The key leavening agent that helps your muffins rise fluffy and light.
- 1/4 teaspoon salt: Balances sweetness and amplifies the baked flavors.
- 2 medium bananas (mashed): Ripe bananas bring natural sweetness and moisture without overpowering.
- 2 large eggs: Bind everything together and add richness.
- 1/4 cup sugar: Adds that subtle sweetness needed without making it too sweet.
- 1/4 cup brown sugar: Brings a hint of caramel flavor and extra moisture.
- 1/3 cup oil: Keeps the muffins tender and moist for days.
- 1/2 cup Greek yogurt: Adds creaminess, tang, and helps with that perfect muffin crumb.
- 1/2 cup chocolate chips: The star ingredient that melts into gooey pockets, making each bite heavenly.
How to Make Chocolate Chip Banana Muffins Recipe
Step 1: Prepare Your Oven and Pan
Start by preheating your oven to 425°F. While the oven heats up, line a standard 12-cup muffin pan with paper liners and give them a light grease to ensure your muffins slip out effortlessly after baking. Proper prep here means no sticking and easy cleanup, setting you up for muffin-making success.
Step 2: Mix the Dry and Wet Ingredients Separately
In a large bowl, whisk together the whole wheat flour, all-purpose flour, cinnamon, baking powder, and salt. In a separate medium bowl, combine your mashed bananas, eggs, sugars, oil, and Greek yogurt until smooth. Separating these steps helps you avoid overmixing later, which is crucial for tender muffins.
Step 3: Combine Everything Just Until Mixed
Pour the wet ingredients into the dry and gently fold everything together until just combined—don’t stress about small lumps; they’re a sign you’re not overworking the batter. Then, fold in your chocolate chips with a light hand, so they’re evenly distributed without breaking up. This gentle approach keeps your muffins tender with delightful gooey chocolate pockets.
Step 4: Bake with Care and Patience
Divide the batter evenly into your prepared muffin cups—using a cookie scoop here makes this step quick and mess-free. Place the pan in the oven and immediately reduce the heat to 400°F. Bake for 5 minutes to give the muffins a quick rise, then without opening the oven, lower the temperature again to 360°F. Continue baking for another 10-15 minutes until a toothpick inserted in the center comes out clean. Finally, let the muffins cool in the pan for 5 minutes before transferring them to a cooling rack to avoid sogginess and maintain their perfect texture.
How to Serve Chocolate Chip Banana Muffins Recipe

Garnishes
While these muffins are truly delicious on their own, consider sprinkling a few extra chocolate chips or some crushed nuts on top right before baking for added crunch and visual appeal. You can also dust with a little powdered sugar or add a swirl of honey or nut butter for extra indulgence.
Side Dishes
Serve these muffins alongside a cup of warm coffee or tea for a cozy morning treat. They also pair wonderfully with fresh fruit, yogurt, or a simple smoothie to round out your breakfast or snack with a refreshing contrast to the rich muffins.
Creative Ways to Present
For a fun twist, slice the muffins in half and toast them lightly, then spread with creamy peanut butter or cream cheese. They also make fantastic little sandwich bases for a scoop of banana ice cream or fruit preserves for a playful dessert everyone will love.
Make Ahead and Storage
Storing Leftovers
After cooling completely, store your muffins in an airtight container at room temperature. They will stay fresh and moist for up to 3 days. If your kitchen is on the warmer side, keeping them in the fridge is a fine alternative, but allow them to come back to room temperature before eating for best flavor.
Freezing
This Chocolate Chip Banana Muffins Recipe freezes beautifully. Wrap each muffin individually in plastic wrap and place them in a freezer-safe bag or container. When you want one, just pull it out and let it thaw overnight in the fridge or at room temperature for a couple of hours.
Reheating
To revive that fresh-baked warmth, pop a muffin in the microwave for about 20 seconds or warm it in a toaster oven for 5 minutes. Watch for melty chocolate chips and enjoy the comforting aroma filling your kitchen once again.
FAQs
Can I use almond flour instead of whole wheat flour?
Almond flour has a very different texture and moisture content, so swapping it 1:1 will change the muffin’s structure considerably. If you want to try almond flour, you may need to adjust the dry and wet ingredient ratios and expect a denser muffin.
How ripe should the bananas be?
For the best natural sweetness and flavor in your Chocolate Chip Banana Muffins Recipe, use bananas that are very ripe with plenty of brown spots. The more ripe, the sweeter and more flavorful your muffins will turn out.
Can I substitute the Greek yogurt?
Yes! If you don’t have Greek yogurt, plain yogurt or sour cream will work as substitutes. They all add moisture and a slight tang that enhances the muffin crumb, so pick what you have available.
Why do we bake the muffins at different temperatures?
Starting at 425°F gives a strong initial rise, creating a fluffy interior and nicely domed tops. Reducing the temperature gradually ensures the muffins cook evenly without burning, giving them that perfect golden color and tender crumb.
Can I use mini chocolate chips instead of regular size?
Absolutely! Mini chocolate chips distribute more evenly throughout the batter and give you little bursts of chocolate in every bite. They also melt differently, offering a nice texture variation in your muffins.
Final Thoughts
This Chocolate Chip Banana Muffins Recipe is a warm hug on a plate that you’ll want to make over and over. The balance of banana, cinnamon, and chocolate, combined with the tender crumb and moist texture, makes these muffins a true crowd-pleaser. Whether you’re new to baking or a seasoned pro, this recipe is straightforward and yields consistent, delicious results every time. Give it a try soon—you might just discover your new favorite muffin!
Print
Chocolate Chip Banana Muffins Recipe
- Prep Time: 15 minutes
- Cook Time: 20 minutes
- Total Time: 35 minutes
- Yield: 12 muffins
- Category: Baking
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
Delicious and wholesome Chocolate Chip Banana Muffins made with a blend of whole wheat and all-purpose flour, ripe bananas, and sweet chocolate chips. These muffins are moist, flavorful, and perfect for a quick breakfast or snack.
Ingredients
Dry Ingredients
- 1 cup whole wheat flour
- 1 cup all-purpose flour
- 2 teaspoons cinnamon
- 1.5 teaspoons baking powder
- 1/4 teaspoon salt
Wet Ingredients
- 2 medium bananas, mashed
- 2 large eggs
- 1/4 cup sugar
- 1/4 cup brown sugar
- 1/3 cup oil
- 1/2 cup Greek yogurt
Add-ins
- 1/2 cup chocolate chips
Instructions
- Prep: Preheat your oven to 425°F (218°C). Line a 12-cup muffin pan with liners and grease them lightly to prevent sticking.
- Make muffin batter: In a large bowl, whisk together the whole wheat flour, all-purpose flour, cinnamon, baking powder, and salt. In a separate medium bowl, combine the mashed bananas, eggs, sugar, brown sugar, oil, and Greek yogurt. Pour the wet ingredients into the dry mixture and stir gently just until combined — it’s okay if the batter is a bit lumpy. Fold in the chocolate chips carefully to distribute evenly.
- Bake: Using a cookie scoop or spoon, evenly divide the muffin batter among the prepared muffin cups. Place the pan in the oven and immediately reduce the temperature to 400°F (204°C). Bake for 5 minutes, then without opening the oven door, lower the temperature again to 360°F (182°C) and continue baking for another 10 to 15 minutes, or until a toothpick inserted into the center of a muffin comes out clean. Allow the muffins to cool in the pan for 5 minutes before transferring them to a wire rack to cool completely.
Notes
- Do not overmix the batter; lumps are fine for moist muffins.
- Use a cookie scoop for even muffin sizes and easier portioning.
- Make sure to reduce oven temperature in stages as instructed to ensure even baking and avoid burnt tops.
- These muffins can be stored in an airtight container at room temperature for up to 3 days or frozen for longer storage.
- You can substitute the oil with melted coconut oil or butter if preferred.

